Whether you’re looking for a policy with minimal outlay each month, while giving you reassurance that your pet is covered, or you’re looking for the best offer with an exclusive reward, we can help you find the best policy to suit you and your pet.
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Ensure you have pet insurance for your animals, Pet insurance will protect you against unexpected costs relating to your pet, including vet bills. Find out how pet insurance works, what to look for, how much it might cost and some of the other things to consider if you're thinking about buying a policy.
You're in the right place to ensure you've covered your Find My Cover! Compare the pet insurance companies below using our table of trusted providers. If your pet is poorly or has an accident, this is both stressful for you and your furry friend. It can also be extremely costly if you don't have the adequate level of cover. Below we compare the UK's top trusted, best pet insurance companies to help make your decision.
Types of pet insurance
Accident only pet insurance is usually cheaper than other types of pet insurance, but as its name suggests, would only pay out vet fees for treatment of an accident. This means that if your pet was to become ill, you would not be covered.
Time specific pet insurance is also usually one of the cheaper options for pet insurance. Typically, a 12-month policy is designed to support pet owners with vet fees for treatments required for pets with short term illnesses.
Per condition pet insurance has an allowance of vet fees that can be claimed for a single medical condition. There is no time limit on the policy but you would only be able to claim as much as the maximum vet fees allow for a single condition, the value is usually around £4000 - £8000. This would only be suitable if the condition wasn’t going to be expensive and exceed the value covered.
Lifetime pet insurance is the most comprehensive level of pet insurance cover, while it has the best levels of cover, it is ultimately more expensive for this benefit. The levels of cover for things like vet fees renew each year, but the policy is ongoing. This is a great policy for pets if you think they are at risk of long term or reoccurring illnesses and conditions.
While pet insurance isn't a mandatory purchase, like car insurance is law or home insurance is a stipulation of your landlord or mortgage company. Reduce the worry by having a pet insurance policy in place. If your pet was to have an accident or become suddenly unwell, you could be on the receiving end of some sizable vet bills. With pet insurance in place, you need not worry as your policy will cover this expense, so you can worry less about the costs associated with your pets recover, and focus on the wellbeing of your furry friend.
Waggel Pet Insurance
Eligibility
Purely Pets Pet Insurance
Eligibility
Napo Pet Insurance
Eligibility
ASDA Money Pet Insurance
Eligibility
Petwise Pet Insurance
Eligibility
Generally speaking, most people get pet insurance to ensure ' covered if ' faced with the cost of vet fees and certain medical expenses. Vet fee cover can range from as little as £1,000 to as much as £15,000. But there are policies that have many different facets, and cover options. Additionally, for vet fee cover, see our list below for what most policies will include, and what some policies will exclude:
When to get pet insurance
1. Buying your pets insurance policy at as young an age as possible, will typically result in a cheaper policy. Older pets are generally more expensive to cover. Most providers will allow you to cover your pet from either 4 or 8 weeks old.
2. The time of the month can play a part in the price you pay for your policy, be sure to give yourself plenty of time to make a decision and access your options and quotes from providers.
As our pets get older they become slower, more accident prone and higher risk of long term illness. This directly relates to pet insurance policies being more expensive. For this reason, insuring a one- or two-year-old pet would cost far less than insuring a pet 8 years or older. Specifically in dog insurance, the difference in a 1-year-old dog insurance policy Vs an 8-year-old dog insurance policy can be up to 10x more expensive.
The address associated with your policy has quite an impact on the price of your policy. Research has shown that with everything else the same, the region to which you live in can impact the cost of the policy. With greater London being one of the most expensive locations to insure your furry friends.
Lifetime Vs annual pet insurance policies, the ongoing debate; honestly it depends on your pet's circumstances. A key reason for choosing lifetime pet insurance, is because most pet insures don’t cover pre-existing conditions or illnesses, thus switching to a new provider wouldn’t make sense if your cat or dog was to develop a long term illness such as diabetes or arthritis. Time limited policies, such as annual policies are ok to cover short term illnesses or accidents.
The breed of your cat or dog will impact the price of your pet insurance policy. It's reported that the 5 most expensive breeds to insure are English Bulldog, Rottweiler, Cane Corso, French Bull Dog and Golden Retriever. While the cheapest are said to be the Border Terrier, Shih Tzu, Yorkshire Terrier and Jack Russell.
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Pet insurance is not compulsory. However, it can be useful to have if something unexpected happens to your pet. In this article we will give an outline of what pet insurance is, what it covers and explore some of the reasons why it is important. We hope this will give you enough information to decide whether pet insurance is a worthwhile investment for you and your furry friend.
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